About Us
Independent. Experienced. On Your Side.
Loantrust Mortgage is a licensed independent mortgage broker based in Lakeland, Florida. We work for you — not the bank.
Our Story
Our Story
Loantrust Mortgage was founded on a simple belief: homebuyers deserve better than a one-size-fits-all loan from a single lender. As an independent broker, we have access to dozens of wholesale lenders — which means more options, more competitive rates, and a loan that actually fits your life.
Based in Lakeland, Florida, we serve buyers and homeowners across the entire state. Our team brings decades of combined mortgage experience, and we're proud of the relationships we build with every client — from first-time buyers to seasoned investors.
21+
Years of Florida & Michigan mortgage experience
50+
Wholesale lenders in our network
100%
Independent — we work for you
The Broker Advantage
Why an Independent Broker?
More Lender Options
We're not tied to one bank's products. We shop our wholesale network to find the best rate and terms for your specific situation.
Lower Rates
Wholesale lender rates are typically lower than retail bank rates. We pass those savings directly to you.
Personal Service
You work directly with a licensed loan officer — not a call center. We're available when you need us and we know your file.
We Work for You
Our job is to find the best loan for your goals, not to push a particular product. Your success is our success.
Our Team
Meet the Team
Michael Torres
Founder & Senior Loan Officer
NMLS# 123456
With over 18 years in Florida mortgage lending, Michael founded Loantrust Mortgage to give borrowers the independent, expert guidance they deserve. He specializes in complex purchase transactions and investment property financing.
Sarah Nguyen
Loan Officer
NMLS# 234567
Sarah brings 10 years of experience helping first-time buyers navigate the homebuying process. She's known for her patience, clear communication, and ability to find creative solutions for challenging loan scenarios.
James Holloway
Loan Officer
NMLS# 345678
James specializes in VA and USDA loans, having helped hundreds of veterans and rural buyers achieve homeownership. He's a veteran himself and is passionate about maximizing the benefits available to those who served.
Licensing & Disclosures
- Loantrust Mortgage, Inc. is a licensed mortgage broker in the State of Florida.
- Florida Office of Financial Regulation License #MBR123456
- NMLS Entity ID: #789012
- Equal Housing Opportunity Lender
- Loantrust Mortgage, Inc. is not a lender. We are a licensed mortgage broker that arranges loans through third-party wholesale lenders.
Ready to Work with Our Team?
Reach out today and let's talk about your home loan goals.